What is Errors and Omissions Insurance and do I need it?

Errors and omissions insurance (commonly called E & o) is a form of liability insurance that protects the notary public from claims or suits that are the result of the notary’s negligent acts, errors or omissions. Much like car insurance, this type of insurance covers investigation, defense and settlement of committed or alleged acts by the insured notary public, subject to policy limits and provisions. Kansas law does not require errors and omissions insurance; therefore, it is up to the notary to determine if he or she wants the additional coverage.